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THE TABLE
The Baccarat table will have numbered spaces for seven or nine seated players. There will be spaces marked “Player” for wagers betting on the Player’s card total, “Banker” for wagers betting on the Banker’s card total and “Tie” for wagers that the point count of the Banker’s hand and the Player’s hand will be equal.

THE CARDS
1. Baccarat will be played with four to eight decks of cards, each deck having 52 cards without jokers.
2. Prior to the commencement of play, the cards will be checked for completeness and imperfections and spread out on the table consecutively in suits.
3. At the end of play the cards will again be checked, card by card, and spread out in suits on the table.
4. When the cards have been handled by a player during the shoe, all cards from that shoe will be replaced.
5. All cards will be dealt from a shoe specifically designed for that purpose.

THE SHUFFLE AND CUT
1. After the cards have been checked by a player they will then be shuffled face downwards on the table in preparation for each game. The cards will then be placed together without disclosing any card.

2. The Dealer will offer them for cutting by one of the players seated at a numbered place, priority being given to the first seated player and then clockwise around the table starting with the player seated in the highest numbered place. The player who is cutting the cards must place the marker card no less then ten cards from either end of the combined decks.

WAGERS
1. Wagers may only be made with chips.
2. At the request of a player the Dealer may deal a total of 5 coups without the requirement of a wager being made.
3. No wager may be made, withdrawn or increased for each respective hand after the first card of each hand has been dealt.
4. Up to two standing players may wager with the seated player on a betting space but such players may not handle the cards.
5. Wagers may be made on:
a) the Player’s hand, and/or
b) the Banker’s hand, and/or
c) a Tie.
6. A wager on the Banker’s hand wins if the point count of that hand is higher than that of the Player’s hand.
7. A wager on the Player’s hand wins if the point count of that hand is higher than that of the Banker’s hand.
8. If the point count of the Banker’s hand and the Player’s hand are equal the wagers on those hands are void, and the Tie bets win.

LIMITS
1. The minimum and maximum wagers permitted will be shown on a notice at the table. Unless stated on that notice, wagers are not required to be made in multiples of the minimum.

VALUE OF CARDS
The count value of each ace is one, the count value of each court card is ten and other cards have count values in accordance with their markings. Hands comprise either two cards or three cards. The point of a hand will be a single figure (zero to nine inclusive) and will be determined by totalling the count values of the cards in a hand and, as required, subtracting ten or multiples of ten. A point of zero is termed “Baccarat”.

INITIAL DEAL
1. At the start of play the shoe will be placed at the left of the Dealer and the Dealer will deal all cards into the spaces marked either “Player” or “Banker”.
2. The Dealer will initially deal four cards face upwards in the following sequence, one to the Player, one to the Banker, then another to the Player and another to the Banker. Subsequent cards if required in accordance with rule 11 will also be dealt face upwards
3. Notwithstanding the provision of section 9.2 of this rule, if requested by the players, the cards may be dealt face down and the players permitted to turn (squeeze) the cards over. Subsequent cards if required in accordance with rule 11 will also be dealt face downwards.
a) In this case the Dealer will deal the cards into the spaces marked “Player” and “Banker” respectively. The cards in the space marked “Player” will be passed by the Dealer face down to the seated player having the highest wager on the Player’s hand. The cards in the space marked “Banker” will be passed by the Dealer face down to the seated player having the highest wager on the Banker’s hand.
b) If the person with the highest wager on either hand refuses to accept the cards they will be passed to the person having the next highest. Where the game is played in accordance with these provisions, cards may be handled by the players but must not be removed from the table.
c) In the event that two or more persons have made a wager on either hand of an amount which constitutes the highest wager, the Dealer will first pass the cards to that person with the equal highest wager who occupies the lowest numbered seat.
d) Discs marked “Player” and “Banker” may be placed in front of the highest wagerer accepting the cards on the Player’s hand and the Banker’s hand respectively.
e) A game cannot be played as provided in rule 9.3 unless a Management Representative and Surveillance have been informed.
f) Where a player holds the highest wager on both the Player’s hand and the Banker’s hand the player may handle only one set of cards at any one time.
4. No initial deal will start after the marker card, followed by one playing card, have been drawn from the shoe (there must be six cards left.)

THE PLAY
1. After the initial deal the point of the Player’s hand and the Banker’s hand will be announced. Further cards will be dealt in accordance with the table of play.
2. The result of the hand will then be announced.
3. Order of merit of hands will be:
a) a point of nine;
b) a point of eight;
c) a point of seven;
and so on down to a point of “Baccarat”.

THE TABLE OF PLAY
Cards will be drawn in accordance with the following table of play:-

SETTLEMENT
1. Winning wagers on the Player’s hand will be paid at odds of 1 to 1.
2. Winning wagers on the Banker’s hand will be paid at odds of 19 to 20.
3. Winning wagers on a Tie will be paid at odds of 8 to 1.
4. Where the version of Baccarat being played is Federal Baccarat, (see rule 13) a winning wager made on the Banker’s hand shall be paid at odds of 1 to 1 except where the Banker wins with a point score of 6, these winning wagers are paid at odds of 1 to 1 less 50% commission, ie $100:00 pays $50:00.

We hope these baccarat rules will help you start playing baccarat or improve your game. If you have any additions or comments please let us know.

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